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Shared financial responsibility is a potential minefield of dangers to your credit, your financial solvency and economic health, and your mental well being.

Right now you will have to use the same credentials to manage your child with i OKids Parent. For security reasons, as a parent you can only monitor your child and their friend's chat history.

But for consumers that have had a few credit problems in the past, or have no credit and are trying to establish credit for the first time, qualifying for a credit card can be a challenge.

If you’ve been unable to qualify for a credit card on your own, you may have considered asking a friend or relative to cosign in order to help you qualify and obtain the card.

Here's what you need to know before you share a credit card account.

There are two ways to share a credit card account with another person: You can be an authorized user or a joint account holder.

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